What is Medicare

 

Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).

 

 MEDICARE.GOV WEBSITE

MEDICARE AND YOU HANDBOOK – 136 PAGES

YOUR GUIDE TO MEDICARE PREVENTIVE SERVICES – 32 PAGES

 

The Different Parts Of Medicare Help Cover Specific Services:

Medicare Part A (Hospital Insurance)

Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health services.

Medicare Part B (Medical Insurance)

Part B covers inpatient doctors’ services while hospitalized, outpatient care, lab tests and x-rays, durable medical supplies, preventive services and some mental health care.

Medicare Part C (Medicare Advantage Plans)

A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with your Part A and Part B benefits.

The insurance provider receives a subsidy from Medicare and may charge the insured an additional premium.

Medicare Advantage Plans usually have co-pays and deductibles for treatment that are determined by the insurance companies.  

In addition, you may need referrals to see specialists and some medical procedures must be approved by the plan.  

Medicare Part D (Prescription Drug Coverage)

YOUR GUIDE TO MEDICARE PRESCRIPTION DRUG COVERAGE – 88 PAGES

Part D Provides Prescription Drug Coverage To Original Medicare.

These plans are offered by insurance companies and other private companies approved by Medicare.

To obtain Part D you will need to select and enroll in a Prescription Drug Plan (PDP).

 

Not Sure What Kind Of Coverage You Have?

Check your red, white, and blue Medicare card.

Check all other insurance cards that you use. Call the phone number on the cards to get more information about the coverage.

Check your Medicare health or drug plan enrollment.

Call 1-800-MEDICARE 1-800-633-4227 

TTY users should call 1-877-486-2048

Information obtained from Medicare.Gov Website

 

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